Well, that didn’t turn out as expected…

So, you might have noticed that 31 Days To Your Financial Future suddenly derailed around Day 25, without explanation.

So here’s what happened.

On the 23rd, I found myself hit with some sudden back pain. I didn’t think much of it, and just chalked it up to too much time spent hunched over the computer working on that blog series. The next day, that back pain turned into stomach pain, which was unusual but still not too alarming — my wife had just gotten over a stomach flu, so I figured I was catching that.

By the 25th, the stomach pain was markedly worse, and I started vomiting…and couldn’t stop. My wife took me to the emergency room, where the pain continued to get worse and worse. I was admitted to the hospital around 7 p.m., in the absolute worst pain I’ve ever been in my life, despite the dilaudid my nurses were pumping into me every hour.

The cause of all this? My gallbladder was full of gallstones and had gone gangrenous. If I’d been too stubborn and waited to seek medical attention, I likely would have started going septic. Thankfully, we took action before that happened.

I had surgery to remove my gallbladder around 2 p.m. on the 26th, got to come home the next day, and I’ve been recovering ever since. The first few days I spent mostly in bed, but I’m getting stronger again every day. I had a follow-up with the surgeon yesterday, and everything’s healing fine, but it’s been a tough week.

So, that’s where everything stands right now. My goal is to continue and finish 31 Days To Your Financial Future over the next few blog posts, although I’m not entirely sure when those posts will come out.

Of course, this being a finance blog, I expect I’ll have a lot of new material to talk about in the coming weeks. You see, I don’t have health insurance. We paid $1400 to the surgeon yesterday out of pocket (and managed to settle for about $200 less than originally charged).

My wife and I are still waiting somewhat anxiously for the medical bills to come in from the hospital and anesthesiologist, but I expect we will suddenly find ourselves several thousand more dollars in debt. Neither of us have dealt with medical debt before, so we’ll be doing a lot of reading and learning about our options. The important thing is that we aren’t going to panic over it — whatever happens is something that can be dealt with, simply because my wife and I are smart people who make smart decisions about money.

At this point, we simply have to wait until all the bills come in before we can get a good visual of how much we owe (and to whom) and how we’ll approach repaying that.

Posted in Our Personal Finance
6 comments on “Well, that didn’t turn out as expected…
  1. Whoa…so glad to hear you’re on the mend, Adam! That’s a pretty scary situation. Fingers crossed your medical bills aren’t too exorbitant.

    • Adam Kamerer says:

      Thanks Kendal. I expect they’ll be a lot pricier than I’d like. But we’ll deal with them one thing at a time.

  2. Glad to hear you are feeling better.

    Why don’t you have health insurance?

  3. Ahh, I’m glad you are ok though. That sounds like a crappy situation. I look forward to more of the series, but take care of yourself and get thyself insured my friend. I’ve been there and it’s no fun!

  4. The medical bills may hurt but the important thing is you are now okay. My late father-in-law was a doctor and he used to say that any unexplained stomachache or chest pains should never be ignored. It pays to find out and the earlier the better.

  5. Will says:

    Major props on negotiating your medical bill!
    Glad everything turned out okay!

    Cool blog, btw. My first time here.

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