It’s the end of week two! Let’s go through a quick recap.
- Day 8 was all about habits — how to break bad financial habits and establish good ones.
- For Day 9’s task, I asked you to reach out and discuss personal finance with a friend or family member.
- On Day 10, we talked about minimizing, organizing, and focusing your life so you can pursue your goals.
- Day 11 was all about learning how to recover money from products you’ve bought, either by selling them once they’ve outlived their usefulness, or through tax deductible donations.
- On Day 12, we talked about the importance of good financial records.
- Yesterday, I showed you how to look for high-quality products so you get your money’s worth when you buy something.
That’s a lot of work! Today, we’re going to take it easy. I want you to take some time for yourself to day. If the weather’s nice, go sit out in the sun for a bit. If not, maybe light a candle, put on something comfortable, and relax on the couch for a bit. Or take a bath or a long, hot shower!
While you’re doing that, give yourself permission to daydream about your future. Think about the new car you’re going to replace your old clunker with, just as soon as you’re out of debt and have the financial foundation to afford it. What does it look like? What sort of features does it have? What color?
Dream about the house you want to own, or the business you want to start. If you want to open your own men’s clothing store, what do you want your store to look like? Who shops there? If you want to own your own home, what sort of piece of land does it sit on? What does the front door look like, or what kind of curtains do you have in the bedroom?
When you’re working every day to make more money, pay down debt, and change your financial habits, it’s easy to exhaust yourself and forget why you’re doing all that hard work. Daydreaming helps you reorient yourself towards your goals.
Daydreaming isn’t laziness
It’s easy to overlook the importance of daydreaming, because it often feels like being lazy. Instead of sitting there thinking of what you want to do, you could be doing work that would get you closer to it, right? But that work work work work mentality quickly leads to exhaustion and burnout, and it completely ignores the value of rest.
Daydreaming is a kind of rest, and rest helps you get your energy back. It helps you throw yourself back into it with renewed vigor and purpose.
A little time daydreaming doesn’t invalidate the days and weeks you’ve poured into achieving your goals. Instead, it just gives you a little breathing room. It takes the pressure off; it steps away from the obstacles and the roadblocks, so you can explore your dream freely for a little while.
Share your daydreams with someone!
A good daydream ought to be shared, if only because it encourages others to dream big too, and that’s something the world could use a little more of. Talk to your spouse about your daydreams, and ask them to daydream with you! Talk to a coworker — ask them what they’d be doing if they weren’t in their current job. Ask your mother what she wished she could have accomplished, then encourage her to pursue it now.
Just watch out for negative people. Some people are determined to provide you with an excuse or a reason why you’ll never be able to achieve what you want to do. Unfortunately, sometimes these people are our own friends and family. I don’t know if that’s because they’ve internalized their own self-doubts, or because they just get some cruel glee out of crushing other people’s dreams, but there’s only one way to deal with those people: Don’t listen to them.
Nobody ever accomplished anything by listening to the people who told them they couldn’t do it.
Can you daydream too much?
Sometimes. If you spend all your time daydreaming without putting in the real hard work of achieving your goals, you’ll never reach them. I know that might sound at odds with what I said a few paragraphs back about daydreaming not being lazy, but there’s a very important distinction I want to make: daydreaming is what you do after you’ve put in a lot of hard work — not before.
Daydreams should be motivating, not distracting.
To avoid this, create plans to do focused work towards your goals, and then execute those plans. Make them happen. When you’ve done the work, then you can rest and daydream for a while.
Tomorrow’s going to be a fun day. We’re going to talk about taking customer service to task for the poor products or services their company sold you. Your money and your time are valuable — it’s time to make sure you’re getting your money’s worth.
What are you daydreaming about?
Have you taken the time lately to daydream? What were you thinking about? Tell us in the comments!
Photo by Jose Dreamer.Click here to read Day 15!